We do not always have the money to renovate or furnish the house, but you can do all this with the help of an exclusive, tailor-made credit for those who want to renovate or furnish. There are currently some options on the market that offer credit for this purpose, but you need to be aware of interest and hiring requirements.
There are some financial institutions that offer the option of credit for those who want to renovate the house or furnish the apartment, but the real icon of this type of credit is the Good Finance Econômica Federal, which, in partnership with the federal government, has launched some types of credit to renovate. and furnish.
Good Finance Credit: What is it and how does it work?
Good Finance Credit is nothing more than a Good Finance line of credit that works as a personal loan because it is easy and quick to be contracted. This type of loan is aimed at durable consumer goods, such as electronics, appliances, computer equipment, furniture and even building materials. This type of credit can be paid in a maximum of 24 months, being a great option for those who want to renovate or furnish.
Anyone can apply for this credit option without even having to prove income. However, the amount released for financing will depend on how much the applicant can pay per month. The maximum amount released by Good Finance for this credit line is 10,000 per person, which will be divided into a maximum of 24 installments.
Construcard FGTS: What is it and how does it work?
Another credit option for retirement is Construcard FGTS, which was created solely for this purpose. However, it caters only to people who want to buy building materials. This line of credit can also be acquired through Good Finance’s accredited stores, or through one of the bank’s branches.
This type of credit works like a credit card, where interest rates can vary from 6% to 8.16% per year. The percentage of interest varies according to the income of those who apply for Construcard, but never exceeds the limit of 8.16% per year, which is already much lower than the interest rates charged on ordinary credit cards. Another interesting detail about the Construcard card is that it becomes possible to add the payment of the mason’s labor to the card.